This chart, which is the second on the “How do I Pay for My Retirement” page of the report, compares the Account Balances for each goal level. You may find that the starting values differ between the different goal levels. This would occur because of the effect of goals that occur prior to the start date of the chart. The chart itself begins on your retirement date, so any expenditure prior has already been factored in. For example, should you have an goal that occurs before retirement that differs between the goal levels (i.e. $10,000 at Necessary, $15,000 at Target, $20,000 at Aspirational), your starting point would be different as the amount of money distributed from each account would be different depending on goal level.