Where does goalgamiPro use the different Present Value calculations?

Anticipated Savings:

1. Retirement? ANPV
2. Other? ANPV

Anticipated Benefits:

1. Social Security? ANPV
2. Pensions? ANPV
3. Annuities? ANPV

Goals:

1. Retirement Expenses ? ANPV
2. Education? NPV
3. Lump Sum? NPV
4. Recurring? NPV

For those items that are calculated using ANPV, the survival probability used is different based on the item and number of principals assigned:

Retirement – owner of the assigned retirement account
Other – oldest principal if 2 principals are assigned to the plan
Anticipated Benefits – beneficiary assigned
Retirement Expenses – combined household survival probability of both principals