For a plan where the household is not yet retired, the ‘Can I Afford My Goals?’ report will provide a section called Additional Savings Needed if the plan shows a funding deficit for one or more goal levels. To calculate the additional savings amount needed, we assume the household will save each month from the current date up until the all principals of the household are retired to make up the funding deficit shown for each goal level in the report. We adjust the monthly savings amount each year for the annual Inflation rate entered for the plan. We also adjust each year’s savings by the household’s survival probability and then discount the total savings accrued back to today’s dollars to make sure that it covers the present value deficit for each goal level. The monthly savings amount is assumed to be after-tax savings.