How is the Spending Reductions Needed section of the ‘Can I Afford My Goals?’ report determined?

For a plan where the household is retired, the ‘Can I Afford My Goals?’ report will provide a section called Spending Reductions Needed if the plan shows a funding deficit for one or more goal levels. This is the monthly amount that the household should reduce spending for each goal level from the current date forward to eliminate the spending deficit shown for each goal level in the report. The reduced monthly spending amount is an actuarial net present value amount so that the reduced amount will be represented properly on the Household Balance Sheet.