Various Improvements to goalgamiPro

LPL Template Updated

We have made changes to enable the new format for the LPL template to be updated to goalgamiPro.  ‘LPLAccountNo’ has been added as the first column in the template.  The change will allow you to seamlessly upload any file downloaded from LPL.

Apply early withdrawal penalty to Cash Flow Planner regardless of selection in Economic Assumptions

The ‘Economic Assumptions’ allow you to turn off ‘Early Withdrawal Penalties’.  This functionality was put in place for the Balance Sheet calculation.  Basically, we felt that an Advisor would want to control whether or not a penalty is assessed in the Balance Sheet calculation, which assumes liquidation.  When the ‘Cash Flow Planner’ was introduced, this option was carried over to apply to the Cash Flow calculation.  In listening to your feedback, we now understand that you want the option to apply a penalty to the balance sheet.  The Cash Flow calculation is meant to reflect real life, which unfortunately always applies an early withdrawal penalty.

403b Accounts

We have modified the “401(k)” label to include 403(b).  The new label reads “401(k) / 403(b)”, and functions as it had before when labeled “401(k)”.